About Rates
We all have different credit scores, income and financial situations, so how could any mortgage company advertise one low rate and apply it to everyone? Simply put, you can't. Due to these various factors, it is truly uncertain of what interest rate you can obtain unless you contact on of our mortgage loan originators. They can get you an accurate rate for your personal situation. Remember, if it looks too good to be true online, it might be! Or there might be extreme requirements to obtain that specific rate. Various factors contribute to your final interest rate. Contact me today to see where you stand. Various factors contribute to your final interest rate such as:
1. Credit Score
2. Down Payment
3. Loan to Value Ratio
4. Income vs. Debt
5. Loan Term
6. Purchase Points to Buy Down Your Interest Rate
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866-612-1601 toll free | 801-612-1600 phone | 801-612-0405 fax
103 Historic 25th Street Ogden UT, 84401 | A Division of Highlands Residential Mortgage NMLS ID#134871